Zions bancorporation, national association (ZION)
Income statement / TTM
Mar'20Dec'19Sep'19Jun'19Mar'19Dec'18Sep'18Jun'18Mar'18Dec'17Sep'17Jun'17Mar'17Dec'16Sep'16Jun'16Mar'16Dec'15Sep'15Jun'15Mar'15Dec'14Sep'14Jun'14Mar'14Dec'13Sep'13Jun'13Mar'13Dec'12Sep'12Jun'12Mar'12Dec'11Sep'11Jun'11Mar'11Dec'10Sep'10Jun'10Mar'10Sep'09Jun'09
Interest Income (Expense), Net [Abstract]
Interest income:
Interest and Fees and Loans

2,251

2,289

2,286

2,242

2,175

2,102

2,025

1,956

1,911

1,847

1,807

1,776

1,741

1,729

1,721

1,704

1,691

1,686

1,687

1,697

1,711

1,729

1,757

1,769

1,795

1,814

1,818

1,848

1,861

1,889

1,915

1,962

2,013

2,049

2,088

2,118

2,142

2,172

2,232

2,265

0

0

0

Interest on loans held for sale

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

Lease financing

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

Interest on Money Market Investments

31

32

33

33

32

29

26

23

21

19

18

18

18

21

22

23

24

23

22

22

21

21

21

22

23

23

23

22

21

21

19

17

15

13

12

12

12

10

8

6

0

0

0

Interest on Securities

348

362

372

370

360

350

337

335

334

326

306

271

235

204

181

162

143

124

111

105

101

101

102

103

105

103

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Interest on securities:
Held-to-maturity

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

35

36

36

35

34

31

34

33

0

0

0

-

-

Available-for-sale

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

91

90

87

87

88

88

87

88

0

0

0

-

-

Held-to-maturity - taxable

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

Held-to-maturity - nontaxable

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

Available-for-sale - taxable

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

Available-for-sale - nontaxable

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

Trading account

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1

1

1

2

1

2

2

2

2

2

0

0

0

Total Interest Income

2,630

2,683

2,691

2,645

2,567

2,481

2,388

2,314

2,266

2,192

2,131

2,065

1,994

1,954

1,926

1,891

1,859

1,833

1,821

1,825

1,833

1,853

1,881

1,894

1,924

1,941

1,949

1,985

2,004

2,038

2,063

2,108

2,155

2,188

2,226

2,253

2,278

2,306

2,377

2,433

0

0

0

Interest Expense [Abstract]
Interest on Deposits

248

254

240

209

172

135

104

81

66

59

54

52

50

49

49

48

48

49

49

49

49

49

50

53

56

58

62

66

72

80

89

101

115

128

142

158

176

196

0

0

0

-

-

Interest on short- and long-term borrowings

138

157

164

151

131

116

103

95

82

68

58

47

41

38

41

50

60

69

75

88

103

123

148

160

173

186

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Interest on savings and money market deposits

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

Interest on time and foreign deposits

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

Interest on short-term borrowings

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

2

3

5

6

7

9

11

12

12

12

0

0

0

Interest on long-term debt

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

223

223

264

297

371

400

407

383

319

262

0

0

0

Total Interest Expense

386

411

404

360

303

251

207

176

148

127

112

99

91

87

90

99

108

118

125

137

152

172

199

213

229

245

255

268

292

306

316

329

385

432

522

568

596

592

584

598

0

0

0

Net interest income

2,244

2,272

2,287

2,285

2,264

2,230

2,181

2,138

2,118

2,065

2,019

1,966

1,903

1,867

1,835

1,791

1,750

1,715

1,696

1,688

1,680

1,680

1,681

1,680

1,694

1,696

1,694

1,716

1,712

1,731

1,747

1,779

1,769

1,756

1,704

1,685

1,682

1,714

1,792

1,834

0

0

0

Provision for loan losses

275

37

93

96

81

39

-35

-41

-39

24

32

46

74

93

118

117

83

40

28

-43

-98

-98

-140

-91

-58

-87

-66

-63

-30

14

23

39

30

74

249

419

647

852

1,244

1,822

0

0

0

Provision for unfunded lending commitments

18

2

6

4

10

1

13

9

5

7

-23

-22

-21

-10

1

2

1

-6

-17

0

-8

-8

13

-22

-11

-17

-21

0

1

4

7

3

-3

-9

0

3

5

-4

17

24

0

0

0

Provision for Credit Losses

293

39

99

100

91

40

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Interest Income Expense After Provision For Credit Losses

1,951

2,233

2,246

2,265

2,253

2,270

2,245

2,186

2,171

2,048

1,987

1,920

1,829

1,774

1,716

1,674

1,667

1,675

1,667

1,732

1,779

1,778

1,821

1,771

1,753

1,783

1,761

1,780

1,743

1,717

1,724

1,740

1,739

1,681

1,454

1,265

1,035

861

547

11

0

0

0

Noninterest income:
Commercial account fees

0

-

0

-

0

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Card fees

0

-

0

-

0

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Retail and business banking fees

0

-

0

-

0

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Loan-related fees and income

0

-

0

-

0

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Capital Markets and Foreign Exchange Gain (Loss)

85

78

63

47

0

-

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Wealth management and trust income

62

60

58

56

57

55

56

53

49

47

41

40

39

37

34

32

31

31

31

31

31

30

30

30

29

29

29

28

29

28

27

27

26

26

26

26

26

27

29

31

0

0

0

Other customer-related fees

0

-

0

-

0

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Service charges and fees on deposit accounts

-

-

-

-

-

-

-

-

171

-

170

173

172

171

169

168

167

168

168

168

168

168

164

165

168

171

177

177

176

176

174

173

173

174

178

183

192

199

207

209

0

0

0

Other service charges, commissions, and fees

-

-

-

230

-

-

-

222

223

-

213

212

208

208

204

198

192

187

171

175

176

178

193

187

185

183

181

179

178

174

182

183

183

185

185

181

181

178

163

161

0

0

0

Loan Sales and Servicing Income

-

-

-

26

-

-

-

25

24

-

25

30

34

35

36

32

31

31

30

30

29

29

29

30

34

38

40

42

42

39

35

30

30

28

30

33

28

29

22

21

0

0

0

Capital markets and foreign exchange

-

-

-

-

-

-

-

-

31

-

26

24

23

22

23

24

26

26

25

24

23

22

22

24

25

28

29

27

28

26

27

28

29

31

33

33

36

37

39

47

0

0

0

Customer-related Fees

546

525

526

512

507

508

506

502

498

490

475

479

476

473

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Dividends and Other Investment Income

28

34

32

39

41

43

42

40

39

40

35

35

31

24

22

22

25

30

43

46

45

43

37

37

41

46

49

48

59

55

50

48

43

42

42

41

33

33

28

21

0

0

0

Securities Gains, Net

-4

3

1

-2

2

1

2

8

9

14

8

11

12

7

-127

-132

-130

-127

21

18

15

13

4

6

6

8

7

7

4

11

13

16

14

6

4

-2

-1

-5

-7

-7

0

0

0

Fair value and nonhedge derivative loss

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-1

-0

-3

-11

-15

-20

-21

-18

-17

-19

-22

-21

-21

-21

-10

-4

-0

-11

-16

-15

41

79

0

0

0

Fixed income securities gains (losses), net

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-150

-164

-20

10

15

30

24

-2

13

15

22

19

10

20

12

11

11

6

9

11

12

5

0

0

0

Impairment losses on investment securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

92

77

-232

-215

-201

-156

339

338

0

0

0

Less amounts recognized in other comprehensive income

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

1

2

23

59

59

75

62

26

67

51

43

46

53

53

71

210

190

0

0

0

Impairment losses on investment securities:
Net impairment losses on investment securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

191

201

196

165

95

81

62

104

-5

11

40

33

-136

-126

-113

-85

129

147

0

0

0

Net impairment losses on investment securities

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

-

0

0

0

-

0

0

-

-

-

-

-

-

-

-

-

-

-

Valuation losses on securities purchased

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

Gain on subordinated debt modification

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

Gains Losses On Exchange Of Debt

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

14

0

0

0

-

-

Acquisition related gains

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

Noninterest Income, Other Operating Income

-

-

-

0

-

-

-

11

9

-

13

12

12

12

2

3

10

11

11

11

6

7

7

10

14

17

19

17

15

13

11

11

12

29

31

48

47

29

29

11

0

0

0

Noninterest Income

564

562

550

540

546

552

553

556

550

544

531

537

531

516

506

487

356

357

352

342

471

492

348

354

354

337

422

425

429

419

480

476

475

498

509

499

480

453

597

1,100

0

0

0

Noninterest expense:
Salaries and Employee Benefits

1,128

1,141

1,105

1,096

1,088

1,070

1,053

1,040

1,014

1,006

989

980

981

978

977

977

987

973

975

978

966

956

944

927

916

912

906

897

890

885

885

882

883

874

861

852

836

825

823

817

0

0

0

Occupancy, Net

133

133

135

134

134

132

124

126

126

129

133

131

129

125

124

120

120

120

118

117

116

115

114

114

113

112

111

112

112

112

112

113

112

112

112

112

113

113

114

111

0

0

0

Furniture, Equipment, and Software, Net

135

135

132

128

125

126

129

131

131

130

129

126

125

125

123

125

125

123

122

120

117

115

111

109

108

106

106

107

108

108

108

107

106

105

103

102

101

101

101

100

0

0

0

Other real estate expense, net

-2

-3

-3

0

0

1

0

-1

0

-

0

0

-

-2

0

0

0

-1

0

0

0

-

0

0

0

-

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

Other real estate expense

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

-

-

-

-

-

-

-

-

-

-

-

Other real estate expense

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

1

1

0

1

-4

-4

-1

1

13

19

22

19

48

55

61

77

88

111

136

144

149

129

0

0

0

Credit-Related Expense

18

20

22

25

24

25

26

28

29

29

28

28

26

25

0

0

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

60

61

66

68

69

71

63

0

0

0

-

Professional and Legal Fees

48

47

48

50

51

52

52

55

55

57

61

60

58

56

50

49

50

50

63

67

66

66

63

63

68

67

59

56

51

52

51

47

43

38

35

35

36

39

37

37

0

0

0

Postage and supplies

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

Advertising

17

19

22

24

26

26

25

23

22

22

22

22

21

22

22

22

24

25

25

25

25

25

24

24

23

23

23

24

25

25

27

26

26

27

26

25

25

24

22

22

0

0

0

FDIC Premiums

24

25

24

35

43

50

58

55

54

53

51

48

45

40

37

34

32

34

33

32

32

32

32

34

36

38

39

41

42

43

44

45

50

63

77

90

101

101

96

112

0

0

0

Amortization of core deposit and other Intangibles

-

-

-

-

-

-

-

-

-

-

-

-

-

-

8

8

8

9

9

9

10

10

11

12

13

14

15

16

16

17

17

18

18

20

21

23

24

25

26

27

0

0

0

Debt extinguishment cost

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

46

46

0

-

0

0

-

-

0

0

-

-

0

0

-

-

-

-

-

-

-

-

-

-

-

Other

219

225

203

201

199

197

210

218

226

231

233

237

230

226

232

222

221

225

212

227

246

265

285

283

294

300

297

300

289

275

275

277

282

285

283

296

287

275

257

234

0

0

0

Total Noninterest Expense

1,720

1,742

1,688

1,693

1,690

1,679

1,684

1,677

1,661

1,656

1,636

1,626

1,603

1,585

1,578

1,567

1,584

1,581

1,589

1,637

1,644

1,649

1,737

1,669

1,715

1,714

1,626

1,651

1,600

1,596

1,613

1,627

1,642

1,658

1,676

1,723

1,737

1,718

1,710

1,673

0

0

0

Income Before Income Taxes

795

1,053

1,108

1,112

1,109

1,143

1,114

1,065

1,060

936

882

831

757

705

644

594

439

451

430

437

607

621

432

456

392

406

557

554

571

541

590

588

572

521

288

41

-221

-403

-564

-561

0

0

0

Income taxes

178

237

249

252

250

259

331

345

369

344

278

260

240

236

210

186

131

142

141

153

218

222

157

165

138

142

194

194

202

193

211

210

213

198

126

36

-41

-106

-182

-175

0

0

0

Net income

617

816

859

860

859

884

783

720

691

592

604

571

517

469

434

408

307

309

288

283

389

398

275

290

254

263

362

360

369

348

379

378

359

322

161

5

-180

-296

-381

-386

0

0

0

Net loss applicable to noncontrolling interests

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-0

-0

-1

-1

-1

-1

-1

-1

-1

-1

-0

-0

-3

-5

-6

0

0

0

Net income applicable to controlling interest

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

263

363

361

370

349

380

379

360

323

162

6

-179

-292

-375

-379

0

0

0

Preferred Stock Dividends

34

34

34

34

33

34

45

45

43

40

-40

0

0

-

0

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

0

0

0

0

Preferred stock redemption

-

-

-

-

-

-

-

-

-

-

0

0

-

10

-10

-10

0

-

0

0

-

-

-

-

-

-

0

-

-

-

0

-

-

-

-

-

-

-

-

-

-

-

0

Net Earnings Available to Common Shareholders

583

782

825

826

824

850

748

685

652

550

559

524

461

411

375

342

250

247

225

220

325

326

200

330

281

293

389

241

241

178

187

190

164

153

-1

-146

-311

-412

-484

-427

0

0

0

Net earnings per common share:
Preferred Stock Dividends, Income Statement Impact

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

56

58

-

63

63

63

71

74

85

98

95

100

120

129

170

192

189

196

170

158

0

0

-

0

-

-

-

-

Weighted average common shares outstanding during the period:
Weighted Average Number of Shares Outstanding, Basic

164

166

173

179

184

189

192

195

196

198

200

201

202

202

204

204

203

203

203

202

202

203

196

184

184

184

184

183

183

183

183

182

182

182

182

182

181

178

172

161

151

127

115

Weighted Average Number of Shares Outstanding, Diluted

172

179

181

189

195

200

205

209

210

210

209

208

210

203

204

204

204

204

204

202

202

203

197

185

185

184

184

184

183

183

183

183

182

181

183

182

181

178

172

161

151

127

115

Earnings Per Share, Basic

0.04

1.03

1.23

1.05

1.10

1.14

1.11

0.95

1.16

0.57

0.75

0.76

0.63

0.61

0.57

0.44

0.38

0.43

0.41

-0.01

0.37

0.31

0.40

0.56

0.41

-0.33

1.13

0.30

0.48

0.19

0.34

0.30

0.14

0.24

0.35

0.16

0.08

-0.60

-0.47

-0.84

-0.57

-1.43

-0.21

Earnings Per Share, Diluted

0.04

0.96

1.17

0.99

1.04

1.06

1.04

0.89

1.09

0.54

0.72

0.73

0.61

0.60

0.57

0.44

0.38

0.43

0.41

-0.01

0.37

0.31

0.40

0.56

0.41

-0.32

1.12

0.30

0.48

0.19

0.34

0.30

0.14

0.24

0.35

0.16

0.08

-0.60

-0.47

-0.84

-0.57

-1.43

-0.21