Dime Community Bancshares, Inc. serves as the parent company for Dime Community Bank, which delivers a comprehensive range of commercial banking and financial services. The bank accepts various forms of deposits, including time, savings, and demand accounts, from businesses, individual consumers, and local government entities. Its lending operations encompass a broad spectrum, offering financing for commercial real estate, multi-family properties, and residential mortgages. Additionally, it extends secured and unsecured loans to both commercial and consumer clients, alongside home equity loans and funding for construction and land acquisition. Beyond its core lending activities, the company strategically invests in a diverse portfolio of financial instruments. These include mortgage-backed securities, collateralized mortgage obligations, and other asset-backed securities issued by agencies such as the Federal Home Loan Bank, Fannie Mae, Ginnie Mae, and Freddie Mac. Its holdings also comprise U.S. Treasury securities, bonds from New York state and local municipalities, securities from U.S. government-sponsored enterprises, and corporate bonds. Furthermore, Dime Community Bank provides an array of ancillary financial services. These offerings include certificate of deposit account registry services (CDARS), insured cash sweep programs, merchant credit and debit card processing, automated teller machines (ATMs), cash management solutions, lockbox processing, online banking, remote deposit capture, safe deposit boxes, and individual retirement accounts (IRAs). The bank also facilitates access to investment products and services through an affiliated third-party broker-dealer and provides title insurance brokerage services. As of December 31, 2021, the company maintained 60 branch locations spanning Long Island and the New York City boroughs of Brooklyn, Queens, Manhattan, and the Bronx. Dime Community Bancshares, Inc. was founded in 1910 and its corporate headquarters are situated in Hauppauge, New York.


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